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Shared finance manager

Raqam

Budgets, split bills and shared ledgers for friends, roommates and teams, with balances that always add up.

Industry
Finance
Our role
Design and full-stack development
Timeline
June – August 2025
Platform
Web
Raqam shared ledgers screen between the bill-splitting and ledger detail screens

The goal

A full-stack finance manager for expense tracking, bill splitting and visual reports, for individuals and for groups who share costs.

The challenge

Money needs to be exact. Splitting a bill sets off a chain of balance changes, the data has to stay secure, and the numbers have to be clear enough that people trust them.

How we solved it

Split maths that handles items, tax, tip and who took part, balances that update for every member in sync, owner, editor and viewer roles on shared ledgers, and Chart.js reports that read at a glance.

What we built

  • Split a bill in one pass

    Add the items, set tax and tip, and choose who was there. Raqam works out each share and logs it to the right ledger, and every share adds up to the bill.

  • Shared money, clear roles

    Trips, roommates and teams each get a ledger with live balances, and every member is an owner, editor or viewer.

  • Numbers first

    A quiet dark interface where balances read in red or green in a second, and one primary action per screen.

Raqam ledgers screen with three shared ledgers and their balances

Money that feels calm.

One title, one line of context and one primary action, with owner, editor and viewer badges on every shared ledger.

What shipped

  • Personal and shared ledgers
  • Bill splitting with items, tax, tip and participants
  • Live balances for every member
  • Owner, editor and viewer roles on shared ledgers
  • Budgets, savings goals and recurring transactions
  • Visual reports built with Chart.js
  • Bill history and a people directory
  • In-app notifications

Services

Stack

  • MongoDB
  • Express
  • React
  • Node.js
  • Chart.js

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